Average Salary UK

Average Salary UK 2026: £39,039 Median vs £48,500 Average

Quick answer: if you have seen both £39,039 and about £48,500 called the UK average salary, neither is automatically wrong. £39,039 is the full-time median, while about £48,500 is the full-time average. The difference matters when you compare your own pay.

Typical full-time pay£39,039 median
Full-time averageAbout £48,500
All employees£32,890 median
Median after taxAbout £2,636/month

What these salary figures mean after tax

A salary headline is more useful when you can see what it could leave in your bank account.

Salary benchmarkGross salaryEst. take-home / month
All-employee median£32,890~£2,267
Full-time median£39,039~£2,636
Full-time average~£48,500~£3,203

Illustrative 2026/27 PAYE estimate for England, Wales and Northern Ireland, before pension and student loan deductions.

Why are there two UK salary figures? The median and average measure pay in different ways. Read the simple explanation, or use the calculator to check your own salary.

Calculator
2026/27 uses main employee NI rate 8%.
Scotland uses different income tax bands.
Choose how you’re paid.
£
Used for hourly + True Wage time.
Set to 46–48 if you want to exclude holidays.
%
Optional: percent of salary.
Salary sacrifice pension If on, pension reduces taxable pay and NI (simplified).
Assumptions
  • Standard personal allowance + taper above £100k (simplified).
  • Does not include student loans, benefits-in-kind, child benefit tax charge, etc.
  • NI in 2023/24 changed mid-year; we model a split-year weekly estimate (illustrative).
Updated 9 August 2026

What is the average salary in the UK?

There are two figures you will often see called the UK average salary. The £39,039 median is the middle of the full-time pay range. The full-time average is about £48,500. Both can be right, but they answer different questions.

The full-time average is about £48,500. It is higher because very high salaries pull the average up. The £32,890 all-employee median is lower because it also includes part-time jobs.

For your own pay, start with the £39,039 median, then compare by age, region and take-home pay. If you want the midpoint explained on its own, see the median salary UK guide.

Average salary UK: key figures for 2026

There isn't one single "average UK salary" - there are several, and they each measure something slightly different. The table below shows the main ones. Short version: use the full-time median (£39,039) if you're comparing a full-time salary; use the all-employee median (£32,890) if you want to include the whole workforce. And don't be thrown off by the mean - it always runs higher because a small number of people earn very large salaries, pulling the overall figure up.

MeasureLatest figureBest used for
Full-time median salary£39,039The typical full-time worker benchmark
Full-time mean (average) salaryAbout £48,500Showing how high earners push the overall figure up
All-employee median salary£32,890The whole employee market, including part-time roles
Part-time median salary£14,713Part-time employee pay, not directly comparable with full-time annual pay
All-employee mean (average) salary£40,269A broader average across all employees
Median hourly pay£18.00Comparing hourly-paid work with salaried roles

Bottom line: if you're asking "is my full-time salary above average?", £39,039 is your number. If you want to see where you sit across the whole workforce - part-time included - use £32,890 instead.

Want to compare the benchmark with real jobs? Browse ONS pay data for all 412 UK occupations, ranked by median and average full-time pay.

Average salary by age in the UK

Pay doesn't stand still - it tends to grow through your twenties and thirties as you gain experience, take on more responsibility and switch roles for better money. That's why comparing yourself to a single national figure can be misleading. Someone earning £28,000 at 24 is doing well relative to their peers; the same salary at 44 tells a very different story.

Age groupMedian annual salaryHow to read it
18–21£13,069Mostly entry-level, apprenticeships, part-time and early work
22–29£29,855Early-career benchmark after education or first few roles
30–39£36,000Established-career benchmark
40–49£37,734Highest median age band in the latest data
50–59£34,835Often flatter pay growth, role changes or fewer hours for some workers
60+£26,750Includes more part-time, semi-retired and reduced-hours work

To put it in real terms: a £40,000 salary at 25 isn't just above the national full-time median - it's well above the typical wage for your age group. The same salary at 45 is still solid, but it sits much closer to the peak-earning bands, so the comparison looks quite different. Age context matters.

See the full average salary by age breakdown →

Average salary by region

Location changes the picture a lot. This table uses the median for all employees, so it includes both full-time and part-time jobs. That is why London shows £39,778 here. Our London salary page uses a different figure for full-time jobs based in London: about £49,826 a year. Both figures are useful, but they describe different groups of workers.

RegionMedian for all employeesQuick context
London£39,778Highest figure in this all-employee table; full-time London jobs use a higher benchmark
South East£35,215Above-average pay, especially around commuter towns
East£34,104Above the UK all-employee median
Scotland£33,061Sits above most regions outside southern England
South West£31,432Close to the regional middle of the pack
West Midlands£31,345Very close to the North West and Northern Ireland
North West£31,330Near the UK regional middle
Northern Ireland£31,252Similar to several English regions
Wales£30,732Below the UK all-employee median
East Midlands£30,690Below the UK all-employee median
Yorkshire and The Humber£30,682Below the UK all-employee median
North East£29,584Lowest regional median in this dataset

Use the national figure as a starting point, then compare it with the regional figure for your area and your monthly take-home. If you work full time in London, use the London salary page for the full-time benchmark.

Average salary before and after tax

This is where the numbers get real. Every salary figure from the ONS is gross - meaning it's before Income Tax, National Insurance, pension contributions and student loan repayments come off. The number on your contract and the money that arrives in your account can look very different, and for most people the gap is significant.

The table below shows what some common salary benchmarks actually look like in your pocket, based on 2026/27 England, Wales and Northern Ireland PAYE rates. These examples don't include pension or student loan deductions, so your real take-home may be a bit lower. If you are benchmarking the lower end of the pay scale, compare these figures with the UK minimum wage 2026 annual salary and take-home pay.

Gross salaryApprox. annual take-homeApprox. monthly take-homeWhy it matters
£25,000£21,520£1,793Common early-career comparison point
£32,890£27,200£2,267All-employee median
£39,039£31,628£2,636Full-time median
£48,500£38,440£3,203Approximate full-time mean
£60,000£45,357£3,780Higher earner, partly in higher-rate tax

Worth noting: a £5,000 difference in gross salary doesn't mean a £5,000 difference in take-home. Tax and NI eat into each additional pound you earn, which is why the calculator above is useful if you have pension contributions, a student loan, a Scottish tax code or a bonus to account for - those details shift your monthly number more than most people expect.

Average vs median: which salary figure should you use?

The median is the middle salary. Put everyone in order from lowest paid to highest paid and the median is the point in the middle. That is why it is usually the better number for comparing your own pay.

The average, also called the mean, adds all salaries together and divides by the number of workers. A smaller number of very high salaries pull this figure up. That is why the full-time average is about £48,500 while the median is £39,039.

For questions such as "is my salary good?" or "where do I sit?", start with the median. Use the average when you want the overall average pay across the full group.

Is £40,000 a good salary in the UK?

Yes, £40,000 is above the UK full-time median of £39,039, so you're ahead of the midpoint for full-time workers. But "good" is always relative to a few other things: your age, where you live, and what that salary actually looks like after tax.

If you are in your twenties, £40,000 is well above the 22–29 median of £29,855. In your forties, it sits much closer to the higher earning age bands. London needs extra care: the all-employee median is £39,778, while the median for full-time jobs based in London is about £49,826. A £40,000 salary can therefore look very different depending on who you compare it with and what you pay for rent and travel.

A quick sense-check: does your salary beat the national median, the median for your age group, and the median for your region? If it clears all three, it's a genuinely strong salary by most measures. If it only clears one or two, the answer gets more nuanced - and take-home pay is usually the most honest place to start.

What salary puts you in the top 10% in the UK?

It's one of the most searched salary questions, and the answer - based on ONS employee earnings data - is around £69,381. Earn above that, and you're in the top tenth of employees by pay.

One thing worth knowing: ONS employee salary data and HMRC taxpayer-income data aren't the same thing and shouldn't be mixed. ONS covers employment earnings. HMRC captures a broader income picture - including dividends and rental income - which is why its percentile thresholds can look different. If you see conflicting figures quoted elsewhere, that's usually the reason.

We've kept this page focused on employee salary benchmarks. If you want to dig into exactly where you rank, the dedicated guides go into much more detail: top 10%, top 5% and top 1%.

What counts as a middle-class income in the UK?

"Middle class" isn't a salary band - it never has been. It's a label that tends to bundle together income, occupation, education, homeownership, family background and sometimes just the way you speak. Which makes it pretty useless as a financial benchmark.

If you're trying to get a sense of where you sit financially, the full-time median of £39,039 is a much cleaner anchor. Earning above it means your salary is above the middle of the full-time pay range - that's a concrete, measurable fact. It doesn't tell you anything definitive about wealth, security or lifestyle, but it's a real data point rather than a vague social category.

The other thing worth remembering: household income often matters more than individual salary. Two people each earning £32,000 can genuinely live better than one person on £40,000, depending on costs, dependants and where they live. The single number on your payslip only tells part of the story.

Where these salary figures come from

The salary data on this page comes from the ONS Annual Survey of Hours and Earnings (ASHE) - the UK's most comprehensive survey of employee pay. It's based on PAYE records and covers millions of jobs, which makes it the standard source for salary benchmarks. The latest available data is from the April 2025 ASHE release. When this page refers to "2026", that refers to the tax-year assumptions used in the calculator - the underlying salary figures are from that 2025 ONS release.

A few things worth knowing about how we use the data:

Use this page for employee salary benchmarks and take-home estimates. For high-income percentile comparisons - top 10%, 5%, 1% - the dedicated guides go deeper on how the data works.

Average salary UK FAQs
FAQ
What is the average salary in the UK?

The UK full-time median salary is £39,039. The all-employee median is £32,890, while the part-time median is £14,713. The full-time mean is around £48,500, but the median is usually the better benchmark for a typical full-time salary.

Is £40,000 a good salary in the UK?

Yes. £40,000 is slightly above the UK full-time median salary of £39,039, so it is above average for a full-time employee. It is especially strong for someone in their twenties, but the answer depends on your region, household costs and take-home pay.

What is the average UK salary per month?

The full-time median salary of £39,039 is about £3,253 a month before tax. Under simple 2026/27 England, Wales and Northern Ireland PAYE assumptions, it is about £2,636 a month after Income Tax and employee National Insurance, before pension or student loan deductions.

Is the average salary before or after tax?

ONS average salary figures are before tax. They are gross earnings, so they do not include deductions such as Income Tax, National Insurance, pension contributions, salary sacrifice or student loan repayments.

Should I use the mean or median salary?

Use the median when you want to compare yourself with a typical worker. Use the mean when you want the overall average across a group. The mean can look higher because very high salaries pull it upwards.

What salary puts you in the top 10% in the UK?

In employee earnings data, the top 10% threshold is around £69,381. Be careful with this figure because ONS employee salary data and HMRC taxpayer-income data use different populations and can produce different thresholds.

UK salary percentile guides

Check the income needed for the UK top 10%, top 5% and top 1% taxpayer thresholds, then compare those figures with take-home pay and work costs.

Top 10% salary UK Top 5% salary UK Top 1% salary UK
Sources, methodology and data quality
Primary UK datasets used for the figures and calculator assumptions.
Updated August 2026
Primary sourceHow PayPrecise uses itLink
Income Tax rates and allowances (2026 to 2027)Used for Personal Allowance and main UK tax bands in calculator/editorial explanations.View source
National Insurance rates and category lettersUsed for NI examples and take-home calculations.View source
ONS Annual Survey of Hours and Earnings 2025Primary benchmark source for UK earnings, pay percentiles and regional comparisons cited across salary pages.View source
Nomis official labour market profilesCross-check for regional and local earnings context where relevant.View source

Calculator outputs remain illustrative because tax codes, salary sacrifice, pension settings, benefits, commuting patterns and local costs vary by person.

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