Median salary UK 2026: is £39,039 a good salary?

The UK full-time median is £39,039, but that number alone does not tell you whether it is a good salary for you. Under standard 2026/27 PAYE assumptions it is about £2,636 a month after tax, before pension and student loan deductions. Your age, region and salary position add the missing context.

Full-time median£39,039 a year
Estimated take-homeAbout £2,636/month
Full-time averageAbout £48,500
Where it sitsHalf earn more; half earn less

Below: what £39,039 means, how it compares with the average, and what it leaves after tax.

Calculator
2026/27 uses main employee NI rate 8%.
Scotland uses different income tax bands.
Choose how you’re paid.
£
Used for hourly + True Wage time.
Set to 46–48 if you want to exclude holidays.
%
Optional: percent of salary.
Salary sacrifice pension If on, pension reduces taxable pay and NI (simplified).
Assumptions
  • Standard personal allowance + taper above £100k (simplified).
  • Does not include student loans, benefits-in-kind, child benefit tax charge, etc.
  • NI in 2023/24 changed mid-year; we model a split-year weekly estimate (illustrative).
Illustrative estimate only Results are indicative. Check payslips or payroll information for final deductions.
P
PayPrecise Editorial
Reviewed for accuracy: 9 August 2026  ·  Sources: ONS ASHE 2025, HMRC 2026/27 rates

The £39,039 midpoint: what it tells you, and what it doesn’t

Updated 9 August 2026

The UK full-time median salary was £39,039 a year in April 2025, according to the ONS Annual Survey of Hours and Earnings (published 23 October 2025, provisional). The matching weekly figure was £766.60, and the median hourly rate excluding overtime was £19.67. By definition, the median is the midpoint of the full-time earnings distribution: half of comparable full-time employees earn more, and half earn less. Nothing more, nothing less.

The median is useful because very high salaries do not pull it upwards. The average does move up when a smaller number of people earn much more than everyone else. That is why the median usually gives a clearer picture of typical full-time pay.

Median versus average: why there is a gap

The full-time UK average is about £48,500, roughly £9,500 above the £39,039 median. The average is higher because a smaller number of very high salaries pull it up.

For your own pay, the median is usually the better starting point because it tells you whether you are above, below or near the middle. The average salary UK page explains the two figures side by side.

MeasureWhat it tells youBest used for
MedianThe midpoint of the distributionPersonal pay benchmarking
AverageAdd all salaries together, then divide by the number of workersSeeing the overall average pay
Take-home payWhat hits your bank account each monthAffordability and budgeting

What the median doesn’t tell you

The median is a broad national benchmark. It does not tell you whether £39,039 is strong for your age, job, region or household costs. Two people on the same salary can have very different answers to the question "is this good pay?"

That’s why the median is best used as a first comparison and never as a verdict. After the national midpoint, the next sensible filters are your age band, the regional median for where you actually work, your percentile position, and your take-home pay after tax and pension contributions.

Why £39,039 is a full-time figure

The £39,039 figure is for full-time employees who had been in the same job for at least a year. If a figure also includes part-time jobs, the annual median is usually lower because those workers are paid for fewer hours.

That is why you may also see the £32,890 all-employee median. It includes full-time and part-time jobs. Both figures can be correct, but they answer different questions.

From median to take-home: where the number lands

The ONS median is gross pay, before tax and other deductions. Under 2026/27 England, Wales and Northern Ireland PAYE rates, with no pension or student loan deduction, £39,039 leaves about £31,628 a year, or roughly £2,636 a month, after Income Tax and employee National Insurance.

That net figure is the one that meets the rent, groceries, transport and any debt servicing. The salary calculator turns any gross figure into the corresponding take-home, and the salary after rent guide pushes the comparison one step further into disposable income.

Age, region and household: why the same number means different things

The national median is broad by design. The same £39,039 salary can look strong in your twenties, ordinary by your forties, comfortable in Newcastle, stretched in Cambridge and genuinely tight in central London once rent is taken out. None of that contradicts the median; it just means the median was never built to answer the affordability question alone.

Use the national midpoint first. Then narrow the comparison to whichever filter matters most for your decision - age, region, percentile rank, or net pay after recurring costs.

Common misunderstandings about the UK median salary

“The median is the same as the average.” No. The median is the middle salary. The average is about £48,500 because high salaries pull it upwards.

“If I earn the median, I earn what most people earn.” Not exactly. The median is the middle point, not the most common salary.

“If I’m above the median, I’m well paid.” You are in the upper half of this full-time pay comparison, but your age, job, region and living costs still matter.

Important benchmark note: ONS salary figures and HMRC taxpayer-income percentiles are different datasets. The ONS ASHE full-time employee median is £39,039 for April 2025, while the HMRC taxpayer-income median is £29,700 before tax for tax year 2023/24, published 29 April 2026.

If you want to compare the £39,039 midpoint with specific careers, browse ONS pay data for all 412 UK occupations and see the median and average full-time pay for each job.

Where to go next

For the wider mean-versus-median view, see average salary UK. For take-home pay, run your own number through the salary calculator. For career-stage benchmarking, use average salary UK by age. For high-income thresholds, the percentile guides cover the top 10%, top 5% and top 1% of UK taxpayer incomes.

Average salary UK Take-home calculator Salary by age Top 10% salary UK True Wage
Median salary questions
FAQ
What is the median salary in the UK?

The UK full-time median salary was £39,039 a year in April 2025, according to the ONS Annual Survey of Hours and Earnings (published 23 October 2025, provisional). The matching weekly figure was £766.60 and the median hourly rate excluding overtime was £19.67. This figure covers full-time employees who had been in the same job for at least a year. It is a gross measure, recorded before Income Tax, National Insurance and pension contributions. Half of comparable full-time employees earn above this figure; half earn below it.

Is £39,039 a good salary in the UK?

At the national full-time median, you sit at the exact midpoint of the full-time earnings distribution - above half of comparable employees and below the other half. Whether it is good depends on your region, sector and cost base. In London, £39,039 falls well below the regional workplace median of £49,826. In many regional cities and rural areas, it represents a solid mid-market salary. Run it through the calculator to see take-home pay, then weigh that against your actual rent and commuting costs before drawing a conclusion.

Why is the median salary better than the average?

The median is the true midpoint of the earnings distribution: exactly half of full-time employees earn above it and half below. The mean - around £48,500 - is higher because a small number of very high earners pull the arithmetic average upward without affecting the midpoint. For personal pay benchmarking, the median answers a cleaner, more falsifiable question: where does my salary sit among typical full-time workers? The mean conflates that with the structural distribution of all earnings, which is less useful for an individual comparison.

Is median salary before or after tax?

The £39,039 ONS median is a gross figure, recorded before Income Tax, National Insurance, pension contributions and student loan repayments. To see what the median delivers to a standard PAYE earner, run £39,039 through the calculator above. Under 2026/27 rates with no pension contribution, the approximate monthly take-home for a full-time employee in England, Wales or Northern Ireland is around £2,636 a month - roughly £608 a week, or £31,628 a year after deductions.

UK salary percentile guides

Check the income needed for the UK top 10%, top 5% and top 1% taxpayer thresholds, then compare those figures with take-home pay and work costs.

Top 10% salary UK Top 5% salary UK Top 1% salary UK
Sources, methodology and data quality
Primary UK datasets used for the figures and calculator assumptions.
Updated August 2026
Primary sourceHow PayPrecise uses itLink
Income Tax rates and allowances (2026 to 2027)Used for Personal Allowance and main UK tax bands in calculator/editorial explanations.View source
National Insurance rates and category lettersUsed for NI examples and take-home calculations.View source
ONS Annual Survey of Hours and Earnings 2025Primary benchmark source for UK earnings, pay percentiles and regional comparisons cited across salary pages.View source
Nomis official labour market profilesCross-check for regional and local earnings context where relevant.View source

Calculator outputs remain illustrative because tax codes, salary sacrifice, pension settings, benefits, commuting patterns and local costs vary by person.

Copied!