Estimated money left each month£1,698£698 above your minimum
Your monthly take-home
£4,200- Rent
- −£1,402
- Bills + commute
- −£1,100
- Money left
- £1,698
After rent, bills and commuting · before savings
Whole household · before savings
UK RENT AFFORDABILITY CALCULATOR 4 CITIES · FREE TO EXPLORE
Same salary.
Your UK rent map.
Where could your money go further? Explore the interactive map to see what’s left after rent, bills and commuting in London, Manchester, Birmingham and Leeds.
ONS council-area rent averages · July 2026
TRY A SALARYUse my own numbersMy budget
Annual PAYE examples · one earner · no pension or student loan
Your income.
Your city.
Your possibilities.
How much rent can you afford?Choose your city
One budget. Explore the places it could take you.
Greater London · 32 boroughs + City of London · 32 with rent data. Select a place for its own breakdown.
Monthly take-homeTake-home / mo£4,200Whole household
Rent budget to keep your minimumRent budget / mo£2,100After £1,100 bills + general commute
Areas meeting your minimumMeet minimum29 / 32Keeping at least £1,000 / month
Your renting budget£4,200 take-home / monthEdit
Money left each month
Take-home minus rent, bills and commuting. Every map figure shows what’s left.
32 boroughs with rental evidenceLondon boroughs · 1 bedroom
Select an area to see your breakdown
Money left each month · after costsBelow £0£0–499£500–999£1,000–1,499£1,500+No data
Council-area averages for new and existing tenancies, not live listings. Colour shows money left, not quality of life. About the data ↗
Money left = take-home − rent − entered bills − commuting. Moving costs, deposits and any unentered spending are excluded.
THE SAME BUDGET. A BIGGER PICTURE.
Could your salary go further elsewhere?
Your selected area in each city, with the same income, home size and living costs. Explore a map to change your pick.
01 / LONDON32 borough rents
London
The capital
YOUR AREA TO COMPAREWaltham Forestborough average · ONS July 2026
£1,698left / month
£1,402rent / month
02 / MANCHESTER10 council areas
Manchester
Explore Greater Manchester
YOUR AREA TO COMPAREManchestercouncil area average · ONS July 2026
£2,102left / month
£998rent / month
03 / BIRMINGHAM7 council areas
Birmingham
Explore the West Midlands
YOUR AREA TO COMPAREBirminghamcouncil area average · ONS July 2026
£2,275left / month
£825rent / month
04 / LEEDS5 council areas
Leeds
Explore West Yorkshire
YOUR AREA TO COMPARELeedscouncil area average · ONS July 2026
£2,321left / month
£779rent / month
These are named council-area comparisons, not whole-city averages. Rent is the ONS benchmark unless you enter your own. Bills and general commuting stay the same as a starting point; use the comparison to adjust actual travel costs.
ROOM TO EXPLORE
Explore a different side of London.
Three starting points on the selected map. These are examples, not recommendations.
LONDON & AREA
Waltham Forest
ONS borough average · July 2026
£1,698left / month
£1,402Rent / month
Meets your minimum
LONDON & AREA
Lewisham
ONS borough average · July 2026
£1,644left / month
£1,456Rent / month
Meets your minimum
LONDON & AREA
Ealing
ONS borough average · July 2026
£1,490left / month
£1,610Rent / month
Meets your minimum
Start with the borough, then explore the neighbourhood. Waltham Forest, Lewisham and Ealing show three different parts of London. Rents vary within each borough; check actual listings and your journey before choosing a home.
THE RENT TRADE-OFF
Big questions. Your actual numbers.
What does another
£10k really change?
£50k salary
£60k salary
+£486/ monthSee the extra take-home, then test it against the rent. £50k → £60k; 2026/27, no pension or student loan.
The price of
a place of your own.
Compare a one-bedroom home with an agreed half share of a two-bedroom home in your selected area.
When your rent
gets a pay rise.
IF YOUR RENT WENT UP 10%−£140/ month
A what-if for your selected area. A 10% rise is an illustration, not a forecast.
FIND YOUR STARTING POINT
Explore rent by city.
Average rents by bedroom size, salary examples and clear area boundaries. Use a city guide to understand the figures, then make the budget your own.
LondonExplore the London borough rent mapView London rent guide ↗ManchesterRents across Greater ManchesterView Manchester rent guide ↗BirminghamBirmingham and West Midlands rentsView Birmingham rent guide ↗LeedsLeeds and West Yorkshire rentsView Leeds rent guide ↗
How much rent can I afford?
Start with the money you take home each month. Subtract bills, commuting and the amount you want to keep. Compare the rent budget that remains with the same size of home in each area.
Rent budget = take-home − bills − commute − your minimum
A rent calculator built around your budget.
For example, £4,200 take-home minus £900 bills, £200 commuting and a £1,000 minimum leaves £2,100 for rent. The map then shows money left after each area’s rent benchmark. Your minimum is a target, not a second deduction.
Use an actual listing price when you have one. This is a personal budget estimate, not a landlord’s referencing decision. For an entered-rent calculation, try salary after rent.
CLEAR NUMBERS. OPEN SOURCES.
A useful starting point.
With the working shown.
A city is more than a rent bill. Use this map to narrow your search, then check actual homes, travel costs and the things that make somewhere feel like you.
More on salary after rent ↗Is this for renting or buying?
This map is for renting. It estimates the money left after rent, your entered bills and commuting costs. It does not calculate house prices, mortgage payments or the cost of buying a home.
Where do the rent figures come from?
ONS Price Index of Private Rents, July 2026 observations, released 19 August 2026. We use the published local-authority average for your chosen bedroom category. These include achieved rents for new and existing tenancies; they are not today’s asking rents. Recent figures can be revised. View the ONS dataset ↗
How much of the UK is covered?
The hub covers four English city areas: Greater London (32 boroughs with rental evidence, plus the unavailable City of London), Greater Manchester (10 councils) the West Midlands metropolitan county (7 councils, including Birmingham, Coventry and the Black Country), and West Yorkshire (5 councils: Leeds, Bradford, Calderdale, Kirklees and Wakefield). The Birmingham map covers this metropolitan county, not the entire West Midlands region. Other UK cities are not included yet. Figures describe each named council area, not its city centre or a street.
Why council areas, rather than postcodes?
The monthly ONS series gives comparable bedroom-category benchmarks at local-authority level. There are 54 areas with rent data here; City of London is unavailable. Neighbourhood searches point to a containing council area, not a neighbourhood estimate. A future licensed asking-rent layer could add local detail. See the ONS methodology.
What is included in “money left”?
Your monthly take-home, minus the rent used, entered bills and commuting. Include council tax, utilities, food, childcare, debt repayments and other spending in your living-cost total. Household size does not automatically estimate costs or benefits. Your desired minimum is a target, not another deduction. Deposits, moving costs and anything you have not entered are excluded. Missing costs stop the calculation; entering zero deliberately excludes that cost.
How is salary converted to take-home?
PayPrecise’s pay engine estimates 2026/27 England Income Tax, employee National Insurance, the selected student loan and any full-salary pension sacrifice. Each earner is calculated separately. These are annualised estimates and may differ from individual payslips. Enter known monthly take-home for other pension arrangements, tax codes, benefits or self-employment. HMRC 2026/27 rates ↗
Can I use an actual listing or my share of the rent?
Yes. Select an area and choose “Use my actual rent or travel cost”. That entered rent replaces the benchmark for this area and housing category. In “Just me, sharing a home”, enter your income, your costs and your agreed percentage of the whole-home rent. Entered rent is already your cost and is not split again. This does not assess landlord or lender eligibility.
What gets shared or saved?
City switching keeps your current inputs. Your budget is calculated in this browser and is not saved after a reload. Shared links use a public £4,200 take-home example by default. You can explicitly include your financial inputs after reviewing the share preview. Those links put the inputs in the link fragment, which recipients can read; anyone with the link can open them. The page does not send your income or spending to analytics.
Map: GLA borough boundaries, 2011, simplified for display. Contains National Statistics data © Crown copyright and database right 2015. Contains Ordnance Survey data © Crown copyright and database right 2015. ONS data: Open Government Licence v3.0; geometry: Open Government Licence v2. Manchester, Birmingham and Leeds maps: ONS May 2024 local-authority boundaries, simplified for display, OGL v3.0. Contains OS data © Crown copyright and database right 2024. Contains National Statistics data © Crown copyright and database right 2024. Page reviewed 13 September 2026.